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One in three of us will be burgled at some point in our lives
According to the latest figures, one in three of us will be burgled at some point in our lives - and a quarter of all households don't have home insurance. Nothing matters quite as much as your own home so it makes sense to protect it.
And break-ins aren't even the half of it. Whether it's flood or storm damage, a fire or even a simple accident, there are plenty of reasons why not having insurance could spell disaster.
So what should you look for in a policy? In both cases, the small print counts. Essentially buildings insurance policies should cover you in case you need to rebuild your home if it is totally destroyed.