Britannia Child Trust Fund (CTF) Reviews

Website: www.britannia.co.uk
Good Points: Well informed, statement every year. You can add to the value. There is greater earnings potential of a tracker fund which invests in a wide range of shares
Bad Points: i1.5% of the account's value each year is taken out to cover charges. Although listed in the good points, the value of the shares can go up or down.
First reviewed on 05 Aug, 2008 by Catherine
Catherine's Golden EggNest Rating (3 out of 5): 

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Website: www.britannia.co.uk
Good Points: friendly, helpful and very welcomming
Bad Points: initially thought dealing by post but this has become a positive point
First reviewed on 04 Aug, 2008 by Annemarie
Found that when opening a CTF account nearly three years ago Britannia provided the best interest rate at the time. We found the local branch to be really friendly and helpful and more than willing to go through everything. Were not sure how we would get on with posting cheques etc without a paying in book but have found this to be a positive thing as nearest branch is some 20 miles away! All in all a great choice.
Annemarie's Golden EggNest Rating (4 out of 5): 

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Website: www.britannia.co.uk
Good Points: Friendly, quick service
Bad Points: Forgot to post us a standing order instruction
First reviewed on 13 May, 2007 by Ima
I opened a cash Child Trust Fund account with Britannia Building Society in a branch office. We had to wait for about 5 minutes, which we could spend in the nursery corner. I was offered a nice cup of coffee. Staff members were very kind and professional. My baby was with me screaming his head off, and they were very understanding. They gave me all the necessary information about the product and the building society. Despite all this happening at 4 in the afternoon, our documents arrived in the post the next morning. I am very impressed with them, and hope this will be the case in 18 years’ time as well.
Ima's Golden EggNest Rating (4 out of 5): 

Commented on 02 Aug, 2008: Lauren
I had searched a number of Trust Fund providers and found that Britannia Building Society were offering the best interest rate at 7% for 2 years. Their product seems to be flexible and no restrictions to move to another provider is I choose. Their website is very easy to follow and so I downloaded their application form and have applied by post. It would be better if an application could be made online. But either way, it was an easy process. I will be setting up a regular payment to the Cash Child Trust Fund to ensure I reach the maximum annual contribution. That way, the 7% is quite meaningful.
Lauren's Golden EggNest Rating (5 out of 5):

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