Investment Trust for Children

For those parents whose children don't qualify for the CTF, there are other alternatives which are just as good and often are more flexible than the conventional CTF route. One widely used way of investing for a child is by investing in investment trusts through the products offered by investment trust managers such as Baillie Gifford, F&C and Witan.

So what exactly is an investment trust? An investment trust is a listed company with shares quoted on the London Stock Exchange which invests in the shares of other companies or in fixed-interest securities, unquoted securities or property. As a quoted company, the share price of an investment trust is determined by the supply and demand for its shares on the stock market. The price is published each day, usually in the Financial Times and on the Internet. An investment trust has an independent board of directors who are responsible for looking after shareholders interests.

For a free guide on Investment Trusts, click here.

Providers with Investment Trust for Children

Ballie Gifford's Children's Savings Plan

Baillie Gifford's Children's Savings Plan is a cost-effective, easy way to invest for your children's future. You can invest from as little as £30 a month or make one off payments from £250 per investment trust and you can invest in all eight of the investment trusts that Baillie Gifford manages. Of course, you may wish to make both monthly and lump sum payments.

When you invest in the Plan, you choose which investment trust(s) to invest in, how much to invest, and which type of Plan you would like to open. The Children’s Savings Plan gives you a choice of two ways in which you can invest, choosing from either a Designated Account or a Bare Trust.

A Designated Plan is held in an adult's name on behalf of the child. You can access the Plan before the child is 18 and retain control thereafter. A Bare Trust is held in the child's name but administered by trustees until they reach 18, when the child may take control of the investment.

Baillie Gifford has also produced a free guide explaining the various ways you can save or invest for a child. The guide will explain how you can use investment trusts to invest for a child and how they compare to other savings and investment options. 

Click here for more information

ADD YOUR REVIEW (and receive a FREE gift).

Aberdeen's Investment Plan for Children

• A choice of 13 investment trusts 
• Lump sum minimum of just £150 (per trust) or £30 per month (per trust) 
• No initial plan charges – only annual management charges and stamp duty on share purchases* 
• Freedom to stop and start contributions whenever you like, without penalty 
• No fixed investment term – but a medium to long-term view is recommended 
• Open to anyone over 18 who wants to invest for a child

Click here for more information

ADD YOUR REVIEW (and receive a FREE gift).

The Scottish Investment Trust PLC's  Flying Start Investmnet Plan for Children

As a parent, grandparent, godparent, relative, or even a family friend, you may wish to build up an investment for a child's future. Money put aside to help fulfil children’s dreams is one of the best gifts anyone can give.  The longer you can save for a child the better as it gives your investments more time to grow.

A Flying Start is an investment trust savings scheme that you to invest on a child's behalf in one of two ways - as a designated plan or by setting up a bare trust which is a more formal and possibly tax efficient method of saving and investing for a child.

Click here for more information

ADD YOUR REVIEW (and receive a FREE gift).

Independent Finance Advice

To find out more about Investment Trust for Chilren, please speak to Steve where he'll be happy to help you.

Steve Weisner
Independent Financial Adviser
Radcliffe & Newlands
5th Floor Crystal Gate
28-30 Worship Street
London
EC2A 2AH

Email: sweisner@rad-new.com
Tel : 020 7382 0437
Fax : 020 73740462

Other ways to save for your children:

National Savings and Investments (NS&I)
Premium bonds
Children's Bank and Building Society Accounts
Children's Stakeholder Pensions
Individual Saving Accounts (ISA)
Unit Trusts for Children
 

Forum

Join in the Investment Trust for Children discussion Forum 

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