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With a 1 in 3 chance of cancer, insurance is critical



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According to Cancer Research UK, one in three of us will develop some form of cancer in our lifetime. Medical advances and earlier detection rates mean more of us are surviving cancer and living for longer, but during this illness we need lots of care and support. It may also mean changing things about our life in order to cope with new challenges.  

Critical illness cover is designed to pay out while you are still alive but have become incapacitated through serious illness or accident. Like life cover cancer insurance pays out a lump sum – and this can be used to help fund any changes which may be needed to maintain your lifestyle as a result. For example, you may need to move house to be nearer relatives, friends or family. You may need to make changes to your existing house to meet new mobility requirements or have to take a pay cut to return to work and need to pay off the mortgage to cope with a lower income. Alternatively, you may simply wish to give up worrying about money and make the most of your travel opportunities whilst you can.

Critical illness can be just as beneficial for single people with no dependents as it is for those married with children or other financial dependents. Knowing you have some financial back up to help you through these difficult times can help you stay focused on what really matters, ie: getting your life back to normality as far as you can.  

To get a cancer insurance quote over the phone or organise an appointment with a protection expert, please speak to Steve Weisner our financial advisor where he will be happy to help you.

Steve Weisner
Independent Financial Adviser
Radcliffe & Newlands
5th Floor Crystal Gate
28-30 Worship Street
London

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EC2A 2AH

Email: sweisner@myeggnest.com 
Tel : 020 7382 0437
Fax : 020 73740462

 

 

 

 

 

Radcliffe & Newlands
Lump Sum Investments

Puzzled by lump sum investing? Get help from qualified investment professionals. Click here for more information.

 

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Interesting Fact

50% Of Mortgages Holders Are Paying Far Too Much


An astounding piece of market research just released shows that over 50% of all UK mortgage holders are paying far too much in monthly repayments. This is because their mortgage rates are based on a Standard Variable Rate (SVR) instead of other cheaper plans like trackers, fixed and discounted.

Folks, the mortgage sector is crying out for your business right now so do some research into what's being offered and you could find your monthly repayments slashed by up to 25%!

To find out you could reduce your monthly mortgage repayments, please speak to Steve where he'll be happy to help you.

Steve Weisner
Independent Financial Adviser
Radcliffe & Newlands
5th Floor Crystal Gate
28-30 Worship Street
London
EC2A 2AH

Email: sweisner@rad-new.com
Tel : 020 7382 0437
Fax : 020 73740462  

Children's Stakeholder Pensions

You can now save towards your children's retirement with a Children's Stakeholder Pension in your children's name. This is a government backed scheme where you can invest up to £2,808 each year, net of tax, and the Inland Revenue will add 22% basic rate tax relief to this, bringing the total amount invested up to a maximum of £3,600 a year.

By starting a Children's Stakeholder Pension young, your children's pension pot will have a huge boost in comparison to those who waited until their working lives to begin paying towards a pension.

A contributions of £3,600 per annum between ages of 0 - 16 yrs (and then stopped) could leave your child with a potential pension fund value of £1,230,000 at age 60 (these projections are based on a medium growth rate of 7% with an Annual Management Charge of 1%, courtesy of Axa Sun Life).

Contact Steve Weisner - Senior Independent Financial Adviser - at Radcliffe Newlands on 0207 382 0437 or Email Steve where he'll be happy to answer all your Children's Pension questions- Please mention MyEggNest