With some Cash CTF accounts offering 7% or more, can stakeholder CTFs compare with this? I can see several examples of 30%+, but is this really comparable to a standard interest rates of a savings account?
I am trying to get me head around CTFs and bonds in general - never looked at them before and think that investing in a stock market tracker should be safe enough for me, bearing in mind I could change to cash at any time if things go pear shaped, so is there really a major risk?

John