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Engage Child Trust Fund Reviews

 

Average Golden EggNest Ratings from 8 reviews and 5 Comments
(4 out of 5)

Asda/ Engage Child Trust Fund ReviewsAsda/ Engage Child Trust Fund ReviewsAsda/ Engage Child Trust Fund ReviewsEngage Child Trust Fund Reviews

Asda/Engage Child Trust Fund (CTF) Reviews

 

CLICK HERE FOR MORE REVIEWS


Website: www.childtrustfund.com
Good Points: Easy to understand and apply for
user friendly website 
Bad Points:  None so far
First reviewed: 13 July, 2009 by Lyn
After spending days researching where to bank our childs £250 voucher we finally decided on Engage, the online application form was really easy to use and took less than 10 minutes to complete, you can even begin the process without receiving the voucher, the website was very easily laid out and extremely easy to understand, they explain all of the different accounts you can set up including the ones they dont offer, making it very easy for you to make your final choice, you are given free Boots vouchers for setting up a direct debit, and more vouchers for doing it there and then. Overall it was a very easy experience, we would recommend to anyone.
Lyn's Golden EggNest Rating (5 out of 5): Engage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund Reviews

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Website: www.childtrustfund.com
Good Points: simple, easy to understand website. recommended by others. All CTF's looked the same in the end. Their online web form was really good, easily and cleanly laid out. After service brilliant, 
Bad Points:  none so far with engage. My general niggle with CTF's is you cant touch the money at all. Perhaps better to put in your own name in a bunch of ISA's etc.
First reviewed: 12 July, 2009 by Nigel
simple, easy to understand website. recommended by others. All CTF's looked the same in the end. Their online web form was really good, easily and cleanly laid out. After filling in the form, the very next day I received Oscar's pack along with my account number etc and a freepost envelope to send of our voucher as soon as it arrives. I also believe you can track online what you put in etc. Finally, if you use Quidco first, www.quidco.com - you can get £50 cashback - plus then add £20 quid a month you then get a total of £75 back towards the first years contributions. Not a bad start! After service brilliant,
Nigel's Golden EggNest Rating (5 out of 5): Engage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund Reviews

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Website: www.childtrustfund.com
Good Points: User freindly simpleapplicationn form. 
Bad Points:  None as yet. 
First reviewed: 26 June, 2009 by Martha
Did not need to speak to anybody. 
Martha's Golden EggNest Rating (4 out of 5): Engage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund Reviews

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Website: www.childtrustfund.com
Good Points: I applied on-line for the Children's CTF. Their Website is very easy to use and well laid out . The whole process once I had read the information was very quick . The documentation arrived in the post and was clear and precise.  
Bad Points:  The delivery of the documentation took a few days.
First reviewed: 20 Wednesday May, 2009 by Jaspal
The whole process was easy and plain to use. No complaints.
Jaspal's Golden EggNest Rating (4 out of 5): Engage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund Reviews

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Website: www.childtrustfund.com
Good Points: Very easy and quick to set up an account online, good interest rates.
Bad Points:  none so far
First reviewed: 23 Thursday April, 2009 by Asta
Its all very confusing and time consuming to choose the right CFT provider. I have chosen Engage Mutual Assurance for few reasons. First it was important to me that I could open an account online. And I did it in less than 10 minutes with Engage Mutual Assurance! Very easy and stright forward to follow online instructions. Secondly, it was important to me to get good interest rates especially during these times and I found that they offer one of the highest rates which looks promising to me. Finally, the reviews left about Engage Mutual Assurance encouraged me to choose them as there were no ratings less than 4 out of 5. However, opening the account is the only experience I have engaged with them so far. Nevertheless I hope there will not be any regrets.
Asta's Golden EggNest Rating (5 out of 5): Engage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund Reviews

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Website: www.childtrustfund.com
Good Points: See Below.
Bad Points: 
First reviewed: 04 Jan, 2009 by Anon
We had previously set up a trust fund for our elder daughter with nationwide, but upon reading reviews of engage mutual decided to change provider for our new addition, the whole process was very simple via the website. The information arived very quickly and certainly gave us all of the information (+more!) that we had hoped for. An added bonus was that by signing up through quidco we also got £50 cashback in addition to the boots voucher received. Overall, we are very happy in our choice of provider for our youngest and hopefully this will lead to a little nestegg for her in the future.
I would definately recommend them to other parents.
Anon's Golden EggNest Rating (5 out of 5): Engage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund Reviews

Commented on 09 Jan, 2009: Andy
My wife and I were a little bit disappointed when our first child missed out on CTFs being set up by one month, and so looked closely at the available comparisons when our second arrived. Engage seemed good and the website and customer service has been good. With the arrival of our third child we are looking again. We view the CTF as money for nothing and should be used. We chose a stakeholder to hopefully give a higher return than savings, with a lesser risk than shares. As we don't invest in the markets as a rule we have not topped up the fund. At the end of year one the £250 invested was worth £250.31, and at the end of year two is now worth £230.61. Given the markets have fallen by about 40% this seems like relatively good performance and we know it is a long term investment. We will probably use Engage for our new arrival, but would look to other forms of further investment rather than topping up this account.
Andy's Golden EggNest Rating (4 out of 5): Engage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund Reviews

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Website: www.childtrustfund.com
Good Points: Well designed web site. Easy on-line application. Quick response by email and post. Well explained.
Bad Points: So far, I can't think of any!
First reviewed: 17 Sep, 2008 by Shaun and Dawn
We were, probably like most parents in the same position, a tad overwhelmed by the prospect of making a decision based on a few flyers in the bounty pack that could affect our newborn sons life.  We read the leaflets, and the governments trust fund pack several times and scoured the internet for the magical 'this is the one' lightbulb to suddenly appear over our heads! It seems the answer is not that forthcoming. After reading the reviews on myeggnest.com we decided on the trust fund from Engage mutual assurance. The web site is very easy to navigate and the online form is a breeze, (although we were referred to two seperate addresses for sending our voucher, and then a prepaid envelope turned up with our welcome pack anyway!). The welcome pack arrived on Weds as we applied on the previous Sun and is very informative, certainly giving us confidence in the choice we had made. Would I recommend them to others? Without a doubt.
Shaun and Dawn's Golden EggNest Rating (5 out of 5): Engage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund Reviews

Commented on 17 Nov, 2008: Clare
My husband and I were a little overwhelmed by the amount of information we got about child trust funds, shareholders, stakeholders, it was totally new to us. At first we considered going with our bank, but we decided that it was probably best to go with a company that specialised with child trust fund accounts. After looking on the internet, we were even more baffled, but thankfully we found 'my egg nest' which gave non-biased reviews of many different child trust funds. We found 'engage mutual assurance' through this website, and after finding that they had the highest interest rates at this time, we decided to go with these, because lets face it, we all want the best for our children, and that means making the most of their savings. An added bonus is that you get £10-20 of Boots vouchers, which can buy your little one some treats or even stock up on those nappies! The website was easy to navigate, and took all of 3 minutes to apply. Overall, i'm very happy so far!
Clare's Golden EggNest Rating (5 out of 5): Engage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund Reviews  

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Website: www.childtrustfund.com
Good Points: extremely helpful easy to set up free voucher
Bad Points: not as easy to visit as it would be to visit your local bank
First reviewed: 18 Aug, 2007 by samiya
i was really confused as to which bank to set up the account with, however after my weekly shop i saw a sign regarding the ctf. the lady dealing with me was very helpful, she spoke to me and gave me information to take home too. the interest rates are reasonable and the money is tax free. i was even given a £5 voucher which was a nice suprise too! the staff are friendly and very helpful. i would definetly recommend this account, it means you dont have to worry about the money in your childs account.
Golden EggNest Rating (3 out of 5): Engage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund Reviews

Commented on 06 Oct, 2007: Madmicky
i found it difficult to choose which trust fund would be best to put the voucher into and had considered the stakeholder Child Trust Fund account, you have the chance of the money being increased at a high rate than a normal savings account. It is developed and by the Government and has to meet certain standards that they have set which gives you reassurance of where you will be putting your money.  I left it too late to choose where to put put the voucher and it was placed with Engage , i have left it with them as i am happy with the progress and communication made from them. A statement is sent once a year and they have many ways in which to contact them should you have quiries including the website which you disscuss any concerns with themselves or others that use this stakeholder account.
Madmicky's Golden EggNest Rating (4 out of 5): Engage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund Reviews

Commented on 19 April 2008: Anon
Very impressive web site, easy to navigate and understand.  very easy on line application
Anon's Golden EggNest Rating (3 out of 5):Engage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund Reviews

Commented on 19 April 2008: Anon
My only experience of engage so far has been this application - however, the website was well designed, clear and easy to navigate. I was pleased at the distinct lack of jargon being used.
Anon's Golden EggNest Rating (3 out of 5):Engage Child Trust Fund ReviewsEngage Child Trust Fund ReviewsEngage Child Trust Fund Reviews

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MyEggNest's Recommendations

CTFCashback.co.uk
Boost your children and grandchildren's Child Trust Fund and Children's Savings. MyEggNest has teamed up with CTFCashback, an online rewards programme that pays you in cash to help save for your children's future. It is a free savings club which earns cashback on your shopping from hundreds of different shops.  

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Unit Trusts for Children

Whatever your children or grandchildren dream of doing when they grow up, why not indulge more than their imagination?

Whether they want to travel the world or step onto the first rung of the property ladder, fund their way through university or organise the wedding of their dreams, you can give them a great start in life by investing for their future with a Legal & General unit trust.

And whether you have a little to invest or a lot, if you start now you could begin to grow a fund that will help you give your child a great financial start in life.

Legal and General's Investing for children

Providers with Unit Trusts for Children
F&C's Investing for children


Tax Exempt Saving Plans (TESPs)

One of the best ways to save for your children's future is the Tax-Exempt Savings Plans (TESPs) from friendly societies. TESPs offer parents a simple way to save up to £25 for each family member per month in addition to, or instead of, a CTF.

TESPs can help you build up a lump sum for any child through small regular payments. You choose when the money is available for them, but the policy must run until they’re at least 16 and run for a minimum of 10 years.

TESPs are available for every member of the household so a family of four could save up to £100 a month tax-free and, provided the TESPs have been set up in the parent's names, the money remains firmly under their control. In addition, the flexibility of TESPs mean that they can be set up to mature at different points in a child's life.

Providers with TESPs
Engage Mutual Assurance