Halifax Child Trust Fund (CTF) Reviews

Website: www.halifax.co.uk/ChildTrustFund
Good Points: Quick to apply for, reliable, online or in person application
Bad Points: No telephone application
First reviewed on 16 Sep, 2007 by DebbieWright
We chose this trust fund because we bank with Halifax and have found their products both reliable and competitive in the past. We found this trust fund really easy to apply for - the form can be filled in online or you can go into the branch and collect one. They don't offer a telephone application but you can phone if you need to ask anything and they are always very helpful and answer the phone really quickly.  The application was processed very quickly - we heard back within the week so our son's cheque was working for him in the shortest time possible. They are old established and reliable - the trust fund meets all of the relevant guidelines. You can go into a branch and talk to real people about this product if you want to rather than doing everything online.  There aer no gimmics or freebies with this trust fund - it is just honest, reliable and what you see is what you get. Now we have had our first statement we are pleased with the performance of the fund.
DebbieWright's Golden EggNest Rating (3 out of 5):

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Website: www.halifax.co.uk/ChildTrustFund
Good Points: may rise in value
Bad Points: may not make any money
First reviewed on 17 Jul, 2007 by susisctf
I decided not to invest in the stakeholder child trust fund as in this day and age it seems very risky to invest in stocks and shares but if you do choose to invest in either a stock market or deposit based fund and save without paying tax on any growth in the child's savings. If you choose to invest in a stock market based fund, the value of the investment can fall as well as rise and the child may get back less than has been invested for them. If you choose to invest in a deposit fund, interest earned by the fund is variable and not guaranteed. but i found it so difficult trying to choose a bank or building society my daughters voucher had been sitting in the house for 11 months and i only had a couple of weeks left before it ran out so remember to get it invested.
susisctf's Golden EggNest Rating (4 out of 5): 

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Website: www.halifax.co.uk/ChildTrustFund
Good Points: the staff
Bad Points: none
First reviewed on 27 Jun, 2007 by pink2222
Hello, well i found the staff from halifax to be very helpful and lovely indeed. they catered to all of my needs and i am very very happy with my package.it seems to be the best i have seen, i have spent a long time looking around at all of the different options and not many have even come close. i would recommend this halifax child trust fund to any one as i have had no problems with it and it has all been very easy to sort out and to understand. i would like to know how other people have got on so i hope many of you add your reviews too.
Pink2222's Golden EggNest Rating (4 out of 5): 

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Website: www.halifax.co.uk/ChildTrustFund
Good Points: Ease of access to all information required, on internet, Excellent customer service,
Bad Points: Higher rates available.
First reviewed on 11 Jun, 2007 by bokhra
Ease of access to all information required on internet, staff were friendly and helpful. The rates are quite good, there are other companies offering better rates however i feel the ease of dealing with the fund and the excellent customer service is more valuable.
Bokhra's Golden EggNest Rating (3 out of 5):

Commented by ellie72 on 11 Jun, 2007
Easy access to the account Very helpfull staff on the phone and in Branch Competitive rates 
Ellie72's Golden EggNest Rating (3 out of 5): 

Commented by gemlou on 11 Jun, 2007
Staff in the Halifax were really really helpful and answered all my account questions throughly. It was quick and easy to open an account and now that it's open i can access it easily.
Bokhra's Golden EggNest Rating (4 out of 5):

Commented by p4in3r on 12 Jun, 2007
halifax were so helpfull with the whole process, the staff were always willing to help. good phone contact.
p4in3r's Golden EggNest Rating (3 out of 5):

Commented by lhderby on13 Jun, 2007
Good Points: Good support, Good rates, Helpful in branch (haven't tried on phone yet), Easy to manage. Very good so far. I am very pleased with the easy access and in branch support. Bad Points: None at the moment!
lhderby'S Golden EggNest Rating (4 out of 5):

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