Child Trust Fund Reviews including Post Office, Abbey, Nectar and Family Investments CTF reviews.

	Average Golden EggNest Ratings from 11 reviews and 3 Comments (4 out of 5)
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Website: www.familyinvestments.co.uk/Abbey
Good Points: Staff at abby are all very friendly and the trust funds are easy to use.
Bad Points: as of yet we have got any bad point about the trust fund with abbey.
First reviewed 15 May, 2009 by Danielle
Danielle's Golden EggNest Rating (3 out of 5): 

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Website: www.familyinvestments.co.uk/Abbey
Good Points: Opening this account was very easy to do. The main reasons I was attracted to this account was the fact that they are a well known stable organisation who are well known for being good to their customers + the fact that you need not apply in branch. I was sent out some simple forms and once i sent them back with the voucher - that was it!
Bad Points:
First reviewed 13 May, 2009 by Edward
It is also very easy to make monthly contributions by setting up and direct debit or standing order - you can also contribute any amount at any time over the phone.
Edward's Golden EggNest Rating (3 out of 5): 

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Website: www.familyinvestments.co.uk/Abbey
Good Points: Easy to set up.
Bad Points: In 2 years we have only had 2 statements.
Asked to set up an annual direct debit to pay into it, and it never happened.
First reviewed 11 May, 2009 by Debbie
We chose this account as this is were we hold our main bank account. I'm sure there are probably better accounts, but for ease of joining and keeping up to date, it seemed the best one for us.
We did request that a direct debit be set up on an annual basis as we agreed to both pay £1 per week into the fund – didn’t want to put too much in as its not accessible for such a long time and we have another savings account set up for our son. We sent this request with the original form and it never got processed.
Debbie's Golden EggNest Rating (2 out of 5): 

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Website: www.familyinvestments.co.uk/Abbey 
Good Points: None, after three attempts I gave up trying to open an account.
Bad Points: I visited two branches and was unable to open a simple account as no-one in the nranch was qualified. I found this irritating as it is clear that they just don't rate the business.
First reviewed 11 May, 2009 by Alan
As above
Alan's Golden EggNest Rating (1 out of 5): 

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Website: www.familyinvestments.co.uk/Abbey
Good Points: Paying into the account has been a smooth process.
Bad Points: Apart from the annual statement there is no way to check the progress of the account.
Staff give the wrong information about the accounts they offer. 
First reviewed 03 May, 2009 by Chelle
Most of the staff can not give you any information about the trust funds hey offer or give you the wrong information. We booked an appointment to get advice butwhen we arrived for it, the person was unavailable, no reason given. We were given an application form and basic information, as I had researched the different types of funds anyway we filled this in only to have it returned a week later with a letter informing us they no longer offer the account recommended to us.
Our other daughter has her child trust fund with them and apart from the annual statement there is no way to check the balance or indeed get any information about the progress of her account, which is frustrating.
Chelle's Golden EggNest Rating (2 out of 5): 

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Website: www.familyinvestments.co.uk/Abbey
Good Points: See Below
Bad Points: not found any yet although it did takw a awile to process the aplication after sending forms.
First reviewed 20 Dec, 2008 by Sam
Easy, online application and information as a download. The site offers different advice on the different types of CTF available and you easily print off the CTF application form and can apply then by post so it was ideal for me who doesn't have the time to go down into a branch. also i feel confident as its a well known company,leading high street building soicity.
Sam's Golden EggNest Rating (4 out of 5): 

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Website: www.familyinvestments.co.uk/
Good Points: See review
Bad Points: None that I can see!
First reviewed on 28 Jun, 2008 by Nimisha 
Clear concise website, you can manage your child's account online and their management charges are capped at 1.5% pa. They move your money to lower risk investments once your child is over 13, so that the investment is less risky as they get closer to 18. You, your family and friends can contribute up to £1,200 each tax year and you can also set up a direct debit with them so you know that the fund is growing but remember you may or may not get all of your money back as shares fluctuate. Other providers act as 'middle men' for Family Investments too I think, offering incentives if you join through them..
Nimisha's Golden EggNest Rating (3 out of 5): 

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Commented on 14 Mar, 2008: KERRY
I took out a Family Investments CTF through Nectar. What's great about this account is that I can pay in all those pesky little points I've been picking up at Sainsbury's that I didn't know what to do with. Just swept my points in for the first time and that seems to have gone smoothly. No problems on service. Looks like a good way of adding to the account.
KERRY's Golden EggNest Rating (5 out of 5):

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S.Warwick 's Golden EggNest Rating (3 out of 5):

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Website: www.familyinvestments.co.uk/Abbey
Good Points: very easy to join, helpful staff and super customer service
Bad Points: none
First reviewed on 16 Jun, 2007 by leiajulie
I have been banking with Abbey myself for the last 15 years (formerly Abbey National)and have always been pleased with their level of service regarding any of my accounts. My whole family are very familiar with the effience of their customer service and the staff are always pleased to help, approachable and friendly and are trained well so can provide you with all the information you require about the Fund. The girl explained the whole ins and outs of the system, unlike another bank which my friend had used, she was just handed some leaflets to take hoome!! I would highly recommend the Abbey fund as i have everything about it easy to understand, easy to use, and once again the staff are superb
Leiajulie's Golden EggNest Rating (4 out of 5): 

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Website: www.familyinvestments.co.uk/Abbey
Good Points: Friendly staff Excellent customer service Information readily available
Bad Points: NONE
First reviewed on 11 Jun, 2007 by samiya
I bank with Abbey myself and so am quite familiar with the high level of customer service. The staff are approachable and friendly and are trained well so can provide you with all the information you require about the Fund.
They explained the system and didnt just hand me a leaflet.
I would recommend this fund as it puts your mind at ease knowing that the staff know what they are doing and also that if you hav any enquiry they are always happy to help.
Samiya's Golden EggNest Rating (4 out of 5):

Commented by Liv1988 on 29 Jun, 2007
i Think the child trust fund is a brilliant idea and the abbey were very helpfull and the process was simple. i agree that te information was readily available
Liv1988's Golden EggNest Rating (3 out of 5): 

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Website: www.familyinvestments.co.uk/Abbey
Good Points: Friendly staff, no pressure, lots of information
Bad Points: None
First reviewed on 15 Jun, 2007 by kha1971
Having been with Abbey since 1990 I am happy to say they have always provided me with unbiased information and not pressured me inot taking their products.  So when it came time to decide where to open my daughter trust fund my first port of call was Abbey, they were very helpful and explained all of my options and said they were more than happy to help me if I had any furhter questions.  I was not asked to make any decisions there and then but to come back if I decided I wanted to go ahead.  When it came to opening the fund it was an easy and smooth process. I receive annual updates and can change the type of fund if I am unhappy with the returns.  I would recommend this fund as it was the most flexible the customer service has been excellent. 
kha1971's Golden EggNest Rating (5 out of 5): 

Commented by Io2007 on 26 Jun, 2007 
2 options i.e stakeholder (based on the stockmarket so more risk) and non-stakeholder(less risky). Bad Points: not very different to others in the market. Was easy to set up and paperwork was minimal. we chose the stakeholder option as we were hoping for the better returns.
Io2007's Golden EggNest Rating (3 out of 5):

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