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Compare Child Trust Fund (CTF)
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Compare Child Trust Fund (CTF)

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Child Trust Fund
Comparison Table


Compare the Best Performing Child Trust Fund.


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Enter our FREE Prize Draw and one lucky winner, chosen at random, will receive £250 added to their Children Savings Account.


Moneywise Articles
Child Trust Fund (CTF)

Read the latest child trust fund and savings articles from leading financial writers at Moneywise Magazine

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Order your Free Child Trust Funds PDF brochures. Read online or simply download them onto your ipod to read later.

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Most Popular Pages
1. Compare Child Trust Fund
2. Child Trust Fund Menu
3. Family's Ethical CTF reviews
4. Children's Saving Accounts
5. Children's Saving Products

Children's Saving Plans

 

Unit Trust for Children

Whatever your children or grandchildren dream of doing when they grow up, why not indulge more than their imagination? By choosing to invest money now for their future, you can help give them a fantsastic start in life. A Child's Unit Trust savings fund is a great place to begin.

Children's Tax Exempt Savings Plans (TESPs)

For those of you whose kids have missed out on the CTF, there are other tax-exempt saving schemes available such as Tax-exempt Saving Plans (TESPs) for children from friendly societies.

Children's Stakeholder Pensions

Would you like your children to have a million pound EggNest for their future? Paying £100 per month into the government's new Children's Stakeholder Pension could potentially build their EggNest to £54,194 by age 18, and £1,314,412 by the year 2058!

Children's Individual Saving Accounts (ISAs)

When your children reach 16, they can open their own Cash ISAs; at 18, they can invest into an equity ISA. Your children can invest up to £7000 per year free from tax with an Individual Savings Account.

Children's Bank and Building Society Accounts

Understand the basics of children's savings accounts - which banks and building societies offer them, the best current interest rates offered, and how to open a Child's Savings Account.

                                                                    

Investment Trust for Children

Investment trust managers such as Baillie Gifford, F&C and Witan offer specific products that enable you to invest in investment trusts on behalf of a child. These are particularly useful if your children have missed out on the Child Trust Fund vouchers or have used their CTF yearly investment allowance. Investment trusts are listed companies with shares quoted on the London Stock Exchange which invest in the shares of others companies. Click here for more information.

National Savings and Investments (NS&I)

A National Savings Account is a great way to save tax-free for your children; understand the difference between children's bonds, premium bonds and index-linked savings certificates. To help you out we have compiled a complete breakdown of National Saings and Investments plans.


Recommendations for Grandparents saving

Some thoughts on the options available for saving for grandchildren’s futures – to help them with a pot of money for a University education, travelling fun or even a flat deposit. Saving For Grandchildren

 

Alternatives to the Child Trust Fund Accounts

There are many different options available to both parents and grandparents when it comes to saving money towards a child's future. Below, you can compare some of these options available if when you're looking at differences and any additions to the Alternative Child Trust Funds available.


Provider

Product Name

Product Category

Product
Reviewed

Product Details

Engage Mutual

Engage Mutual Junior Easy Save 

Tax Exempt Savings Plans (TESPs)

Be the first to review this. Write a  Children's Saving Accounts Review and receive a FREE Mr Men Bruise Soother

POIS

POIS' Children's Tax Exempt Saving

Tax Exempt Savings Plans (TESPs)

Be the first to review this. Write a Children's Saving Accounts Review and receive a FREE Mr Men Bruise Soother

Legal and General

Legal and General's Unit Trust for Children

Unit Trust for Children

Be the first to review this. Write a Children's Saving Accounts Review and receive a FREE Mr Men Bruise Soother

Family Investments

Family Investments
Children's Unit Trust

Unit Trust for Children

Be the first to review this. Write a Children's Saving Accounts Review and receive a FREE Mr Men Bruise Soother

Ballie Gifford

Ballie Gifford's Children's Savings Plan

Investment Trust for Children

Be the first to review this. Write a Children's Saving Accounts Review and receive a FREE Mr Men Bruise Soother

 

 

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At engage Mutual Assurance we have developed a website, childtrustfund.com, dedicated to providing information about Child Trust Funds and our own stakeholder Child Trust Fund.

 

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MyEggNest's Recommendations

Alternatives to CTFs - Tax-Exempt Savings Plans
Did you know there are alternatives to the CTF that offer the same tax-free savings? Tax-Exempt Savings Plans (TESPs) can help you build up a lump sum for your child through small, regular payments. Your fund grows free from any income or capital gains tax, and can be used to save for children of all ages. Click here for more information about TESPs, and specific plans offered by friendly societies. 


 

 

Radcliffe & Newlands
Lump Sum Investments

Puzzled by lump sum investing? Get help from qualified investment professionals. Click here for more information.

 

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Interesting Fact
Alternative to CTFs

Rather than use your savings account to build your children's nestegg, think about investing in the numerous savings products available through banks, building societies and the government. All offer better interest rates and tax advantages that your savings account won't be able to match. Below are just a few examples of how you can save for your children.

Unit Trusts for Children

Whatever your children or grandchildren dream of doing when they grow up, why not indulge more than their imagination?

Whether they want to travel the world or step onto the first rung of the property ladder, fund their way through university or organise the wedding of their dreams, you can give them a great start in life by investing for their future with a Legal & General unit trust.

And whether you have a little to invest or a lot, if you start now you could begin to grow a fund that will help you give your child a great financial start in life.

Legal and General's Investing for children

Providers with Unit Trusts for Children
F&C's Investing for children


Advertisement

Jump Savings offers both a CTF and a Savings Plan. The Savings Plan is designed for older children who don’t qualify for the CTF or for those parents who would prefer more flexibility than the CTF allows.

Click here for more information.

Read Jump Savings Reviews Here

Tax Exempt Saving Plans (TESPs)

One of the best ways to save for your children's future is the Tax-Exempt Savings Plans (TESPs) from friendly societies. TESPs offer parents a simple way to save up to £25 for each family member per month in addition to, or instead of, a CTF.

TESPs can help you build up a lump sum for any child through small regular payments. You choose when the money is available for them, but the policy must run until they’re at least 16 and run for a minimum of 10 years.

TESPs are available for every member of the household so a family of four could save up to £100 a month tax-free and, provided the TESPs have been set up in the parent's names, the money remains firmly under their control. In addition, the flexibility of TESPs mean that they can be set up to mature at different points in a child's life.

Providers with TESPs
Engage Mutual Assurance